Blog | ASPC

What will the Conservative Government mean for housing?

May 27, 2015

Here we take a more in-depth view into what the Conservatives have planned for the housing market – from Help to Buy to house building.

How long should you take out a mortgage for?

May 18, 2015

While 25 years is the average length of a mortgage in the UK, some borrowers choose to make the period of repayment longer or shorter, depending on their circumstances. ASPC takes a look at the different options available.

What could the New Tenancy for the Private Rented Sector (PRS) mean?

May 13, 2015

The Scottish Government has just finished consultation on its plans for the Private Rented Sector (PRS). These include simplifying possession rights and introducing roll-over for tenancy agreements.

House prices in Aberdeen continue to rise at start of 2015

May 06, 2015

House prices in Aberdeen have continued to rise in the first quarter of 2015, with prices up 0.5 per cent, compared to a 2.9 per cent decrease across Scotland.

Will house prices rise over the next three months?

April 29, 2015

The RICS has released a report predicting that, according to their members, house prices in the UK are set to rise in the next 3 months due in part to the recent changes in stamp duty and a lack of houses coming on market, for sale.

Which political party offers the best housing deal for you in the 2015 General Election?

April 22, 2015

We take an unbiased look at exactly what the Conservatives, Labour, Liberal Democrats, SNP Greens and UKIP are promising voters in terms of housing and property buying.

Five things to consider before stepping onto the property market

April 15, 2015

With help to buy schemes, and the new Help to Buy ISA set to be launched soon, the UK government is making it easier for people to get their foot on the housing market. However, before jumping straight into buying, there are several things that members of the public should consider

Ten things you should do before putting your house on the market

April 08, 2015

We look at ten things you should consider before putting your house on the market.

Over 80 per cent of home buyers will be better off under LBTT

March 31, 2015

On Wednesday 1 April, Scotland enters a (brave?) new world with the introduction of Land and Buildings Transaction Tax – LBTT. This is a “Tartan” tax; the result of legislation by the Scottish Parliament introduced by the Deputy First Minister and Cabinet Secretary for Finance, Constitution and Economy for the Scottish Government, John Swinney.

Is spring the best time to buy or sell your property?

March 25, 2015

Spring has well and truly sprung, and we at ASPC predict this will be accompanied by a spring in the property market.

Budget 2015: North Sea oil tax breaks and plans to help savers could benefit the property market

March 18, 2015

The 2015 budget was generally an optimistic and helpful budget, showing confidence in the economy – which is good for the property market as a whole.

Bank of England figures show rise in lending

March 11, 2015

Latest Bank of England figures show that mortgage lending reached £36.4billion in the last quarter of 2014, up 3.7 per cent on the previous 12 months.

Will the Land and Building Transaction Tax (LBTT) make houses more affordable than Stamp Duty?

March 03, 2015

In the Chancellor’s budget statement towards the end of last year, he announced a change to stamp duty land tax (SDLT) effective from 4th December 2014. Before the announcement, SDLT was charged at a single rate for the entire price of a property. Since 4th December SDLT is charged at increasing rates for each portion or band of the price.

What should you look for in a home report? Ten things for buyers to check

February 24, 2015

What exactly should you look for in a Home Report? We have identified 10 things that a buyer should look out for when going through a Home Report.

Changes to property tax boosts Scottish housing market, according to RICS

February 18, 2015

News from the Royal Institution of Chartered Surveyors that Scotland’s housing market strengthened during January has certainly backed up what has been happening in the Aberdeen and NE market.

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